The Fair Housing Act prohibits discrimination in housing because of: race or color, national origin, religion, sex, handicap (disability) or familial status (including children under the age of 18 living with parents or legal custodians, pregnant women and people securing custody of children under 18).
While the Fair Housing Act covers most housing, in some circumstances, the Act exempts owner-occupied buildings with no more than four units, single-family housing sold or rented without the use of a broker and housing operated by organizations and private clubs that limit occupancy to members.
Thanks to the act, in the sale and rental of housing, it is prohibited to take any of the following actions based on race, color, national origin, religion, sex, familial status or handicap:
• Refuse to rent or sell housing
• Refuse to negotiate for housing
• Make housing unavailable
• Deny a dwelling
• Set different terms, conditions or
privileges for sale or rental of a dwelling
• Provide different housing services
• Falsely deny that housing is available for
inspection, sale or rental
The Fair Housing Act In Mortgage Lending regulations also specify that no one may take any of the following actions based on race, color, national origin, religion, sex, familial status or handicap:
• Refuse to make a mortgage loan
• Refuse to provide information
• Impose different terms or conditions on
a loan, such as different interest rates,
points or fees
• Discriminate in appraising property
• Refuse to purchase a loan
• Set different terms or conditions for
purchasing a loan.
In addition, it is illegal for anyone to:
• Threaten, coerce, intimidate or interfere
with anyone exercising a fair housing right
or assisting others who exercise that right
• Advertise or make any statement that
indicates a limitation or preference based
on race, color, national origin, religion,
sex, familial status or handicap.