Selling a home can be tricky. You don't want to sell your home for too little and leave money on the table. But if you price your home too high, your property could languish on the market. That's where a good real estate agent comes in. They can... (Read More)
Not much time, right? But that’s how long you have to catch a buyer’s attention when selling a home. So, you’ve got to make those seconds count from the moment a prospective buyer arrives on your property.
It’s not just... (Read More)
Applying for a home loan? As a mortgage borrower, you will have two rates — your mortgage rate and your Annual Percentage Rate, or APR.
What is the difference between the two? Your mortgage rate is the base rate you'll be charged to borrow the... (Read More)
Is there anything holding you back from buying a home? In the latest Housing Opportunities and Market Experience survey by the National Association of Realtors, non-homeowners were asked about the barriers preventing them from purchasing a home... (Read More)
Ready to buy your first home? Your first step is to visit a mortgage lender to see how much house you can afford. But be prepared for the paperwork that comes with it. Here are the documents you'll be asked to provide as part of the loan application... (Read More)
When purchasing a home, your mortgage pre-approval is based on your current financial situation. That's why once you are pre-approved, you should avoid making big changes to your finances. Here are several things you'll want to avoid doing while... (Read More)
Think you need a huge down payment in order to buy a home? Then you're in for some good news.
The "need" for big down payments is a myth in today's lending environment. Truth is, programs offered by three federal agencies are helping borrowers... (Read More)
Curious about what type of information you'll need to provide about yourself if you're applying for a mortgage? Here's what we'll need from you (and a co-borrower if you have one) to get started on your loan application:
—Social Security Number... (Read More)
Think that you need a 20 percent downpayment to purchase a home? Many prospective home buyers buy into this myth, studies show. Yet research shows that among those who take out a mortgage to purchase a home, the median downpayment is about 10... (Read More)