You're interested in buying a home. Congratulations! This is a big step in life, so it's one that you should research thoroughly. The good news is we have some helpful information as you begin the process of getting and using a mortgage.
#1... (Read More)
Do you really want your dream house but don't think you can afford it? We completely understand what that's like because we help people every day who are in your predicament.
The truth is that you probably can afford a house. But maybe you need... (Read More)
When it comes to putting a home on the market, are you ready to put your best foot forward? Many homeowners think they have to spend a fortune to make their properties more inviting to home buyers. Not true! In fact, two of the most important things... (Read More)
Do you know the difference between discount points and origination points? These are two important terms any home buyer should understand.
Each type of point is equal to 1 percent of your total loan amount. For example, on a $200,000 loan, one... (Read More)
Owning a home. It's a dream shared by many people. But for those who have lower income, especially if they have less than perfect credit, that dream may seem out of reach. Impossible. Fortunately, this is not true. An FHA loan can be the answer to... (Read More)
Congratulations! You are using your VA loan benefit to buy a home.
Once you are under contract on a home, the lender will tell you that the home needs to be appraised. People usually have many questions about appraisals. The following are some of... (Read More)
No one likes to read mounds of paperwork when buying a home. But there's one form you definitely don't want to gloss over. The closing disclosure form is one of the most important documents you'll review when buying a home. It explains the terms and... (Read More)
Yes, a bankruptcy can stay on your credit report for up to 10 years. But, that doesn't mean you have to wait that long to buy a home. In fact, you could be eligible to apply for a mortgage sooner thank you think.
It all depends on what type... (Read More)
Ever wonder which things can affect your credit score the most when you're applying for a mortgage loan? Here are some of the top factors that can dramatically lower anyone's score:
You're 30 days late (or more) paying a bill. You could see a... (Read More)