You’re ready to move on. Maybe the house is too small, you’re moving because of a job, or you want to be closer to family and friends — the top three reasons for selling a home, according to the National Association of Realtors.
No matter... (Read More)
You assembled your documentation, filled out the mortgage application and received approval to proceed with your purchase. It’s time to celebrate, right?
Not quite. Your lender will recheck your credit right before closing, and certain... (Read More)
What’s my mortgage payment?
That’s probably your main concern as you figure out how to finance your home purchase. But make sure you consider the other costs associated with buying and maintaining your property.
Public services... (Read More)
Don't think your credit score is high enough for you to qualify for a mortgage? Ask us about the FHA Choice loan program! This incredible loan program is designed to help borrowers with less-than-perfect credit who have had difficulty qualifying... (Read More)
You have a good income and decent credit score, but can’t scrape together a 20 percent down payment. Contrary to what you may think, you can still get approved for a mortgage loan.
The 20-percent myth is a common one. While it’s true that a... (Read More)
Don't think you'll be able to afford to buy your first home anytime soon? The good news is that when it comes to finances, little efforts can lead to big results. These four strategies are designed to help you and your family spend less, save more... (Read More)
If you’re an active service member in the armed forces, you have a tough job and move around a lot. That’s why the Department of Veterans Affairs 70 years ago launched a home loan program to help you when it’s time to relocate.
That’s... (Read More)
Most borrowers head straight for the 30-year mortgage loan. They may consider different products, depending on their down payment and credit score, but the length of the loan remains constant.
There are benefits, however, to a shorter loan term... (Read More)
Selling a home can be a nerve-wracking process. It's your baby, after all. You have been there through all the growing pains, from painting the walls your favorite shade, to upgrading the bathrooms and putting your finishing touches on the window... (Read More)
If you are selling your home, it's important to keep safety in mind. Although problems are unlikely, it's always a good idea to do whatever you can to protect your family and personal belongings. Here are several ways to make your selling... (Read More)