Are you getting ready to make an offer on a home? You'll need to decide how much money you're going to offer the seller, of course. And you'll also need to figure out how much to offer in earnest money. The earnest money deposit is an important part... (Read More)

When buying a home, your credit score has a significant impact on your monthly mortgage payment. Generally, the higher your credit score, the lower the mortgage rate you may be able to qualify for. Likewise, the lower your credit score, the higher... (Read More)

At Primary Residential Mortgage, we know that many home buyers are interested in purchasing homes with water- and energy-saving features. But many times, it's hard to find the right 'green' home. That's why we offer the 203(k) home loan program... (Read More)

When you're buying a home for the first time, you're likely to encounter a host of mortgage terms and acronyms. Find them a bit confusing? You're not alone! Real estate really has a language of its own. At Primary Residential Mortgage, we're... (Read More)

At PRMI, we know that home buyers often have a lot of questions. Well, we have answers! We love educating families about the home financing process and helping them make decisions that are right for them. Here are some of the most common FAQs about... (Read More)

At Primary Residential Mortgage, the best part of our job comes when we can say the two most rewarding words we know — Welcome Home. We know there's something incredible about closing day, being handed the keys to your new home and beginning... (Read More)

At Primary Residential Mortgage, we know that every home buyer is unique. That's why we offer a variety of mortgage options, such as FHA home loans, for home buyers. Home loans insured by the Federal Housing Administration offer a lower downpayment... (Read More)

It's estimated that millions of Americans could save money by refinancing their homes but instead stick with higher-rate mortgages they obtained years ago. Why? Research shows that many homeowners believe a number of refinancing myths — they think... (Read More)

What are you looking for in your next home? The National Association of Realtors surveyed home buyers nationwide on the home features that are most important to them and found that home buying needs and preferences often vary by age. According to... (Read More)